How is Piggy Banks different from YNAB?

YNAB is a powerful budgeting method. Piggy Banks is built for families who want a simpler paycheck-based plan with guided setup, automatic transaction sync, and easy spending buckets for real household life.

How is Piggy Banks different from Honeydue?

Honeydue is great for couples who want to see accounts and bills together. Piggy Banks is built to help families turn each paycheck into a practical spending and savings plan.

Do I need to enter transactions manually?

No. Piggy Banks connects to your accounts through Plaid and automatically imports transactions. Most are categorized automatically, and anything uncertain lands in Uncategorized for you to review.

Is my bank data safe?

Piggy Banks uses read-only bank connections through Plaid. We cannot move money. Your data is encrypted, and we do not sell your data or use it to train AI models.

Can my partner or spouse use this too?

Yes. The Household Plan supports up to 3 household members so your family can work from the same budget.

What happens after the 5-week trial?

You can continue with the annual or monthly Household Plan. No credit card is required to start the trial, and you can cancel anytime.

What if we overspend in one piggy?

That piggy shows you what happened. You can adjust, move money, or let it inform the next paycheck. The goal is progress, not shame.

Does this work with irregular income?

Piggy Banks works best when your household has recurring income, but you can confirm or adjust income as needed. If your income varies, you can still use piggies to organize what each deposit needs to do.

Is this a Mint replacement?

It can replace basic transaction tracking, but Piggy Banks is more focused on family budgeting and paycheck-based planning than passive spending history.

Will you sell my data or train AI on my finances?

No. We do not sell your data, run advertising pixels, or train AI models on your financial data.

Can I delete my account?

Yes. You can permanently delete your account and data from inside the app.

A family plan you can actually stick to.

Piggy Banks turns your income into simple spending buckets for groceries, gas, kids, savings, debt, and goals — so your household knows what's safe to spend.

See how it works

No credit card. Read-only bank connection. Setup takes about 5 minutes.

Built for busy families who need a clear plan without spreadsheets, shame, or a budgeting hobby.

Read-only bank access
No ads or data selling
No credit card for trial
Delete anytime

One plan. A piggy for every part of family life.

Each paycheck fills your piggies automatically, so bills, goals, savings, and everyday spending all live in one simple view.

Money comes in from each paycheck
Every piggy gets its slice — groceries, gas, kids, savings, goals
Your household sees what is safe to spend before saying yes

Piggy Banks Online dashboard showing family spending buckets for groceries, gas, kids activities, savings, and vacation.

Groceries
$420 left
Gas
$180 left
Kids activities
$95 left
Eating out
$60 left
Emergency fund
$1,250 saved
Vacation
$2,100 goal

How Piggy Banks turns every paycheck into a family plan

Connect your accounts, confirm your income, and get simple piggies for the way your household actually spends.

1
Connect your bank
Secure, read-only access through Plaid. Piggy Banks can see transactions, but can't move money.
2
Confirm your income
We look at your deposits and suggest your regular paycheck amount. You confirm or adjust it.
3
Get your piggies
Groceries, dining, gas, kids, savings, debt, emergencies, and goals each get their own simple bucket.
4
See what's safe to spend
Each paycheck fills your piggies, so your family can see what is available before saying yes.
5
Adjust as life changes
Move money between piggies, add new goals, and keep your plan realistic when life gets noisy.

Most families are fully set up in under five minutes.

That's the shift: from reacting to money after it's gone to leading each paycheck before it disappears.

The "wait — that much?" moment

When your recent transactions come in, Piggy Banks shows where your money has actually been going. Most families are surprised by something — dining out, subscriptions, kids' activities, groceries, or one-off expenses. That surprise is useful. It gives your household a real starting point.

See your first plan in about 5 minutes

Built for the money decisions families actually make

Piggy Banks is not just a spending tracker. It helps your household decide what you can afford before you say yes.

Can we eat out tonight?

Check the dining piggy and decide without guilt or guessing.

Can we say yes to soccer registration?

See kids' activities without accidentally raiding groceries, gas, or the emergency fund.

Are we saving enough for the trip?

Your vacation piggy fills every payday, so the goal stays visible and funded.

Did this month go sideways?

One piggy can run low without wrecking the whole plan. Adjust, learn, and keep going.

Four tiny habits, not a second job

Piggy Banks is designed for busy households. A few small check-ins keep the plan useful without turning budgeting into a hobby.

Daily

~30 sec

Sort what's new

Most transactions are auto-sorted. Anything left lands in Uncategorized. Clear it when you have a moment.

Weekly

~5 min

Take a walk-by

Scan your piggies. Anything thin? Anything bloated? Small adjustments are easier before the month gets away from you.

Monthly

~10 min

Check your Health Score

After your first full cycle, your Financial Health Score shows what improved and the one thing to focus on next.

Annual

~30 min

Zoom out

Review the year, refresh your goals, and make sure your plan still fits your family's life.

Financial health, made practical

Your Health Score helps you improve over time — with clear, specific recommendations instead of vague money advice.

Know where the money went

Transactions are sorted into the right piggy so your household sees spending clearly without manual entry.

Know what to do next

After your first full cycle, your Health Score points to one clear area to improve.

Keep going when life gets noisy

A bad month is feedback, not failure. Adjust the plan and keep moving.

Tried budgeting apps before? Here's why Piggy Banks feels different.

Piggy Banks is built for families who want a clear paycheck-based plan without a complicated method, constant manual entry, or another dashboard to maintain.

If you tried…	The usual problem	Why Piggy Banks may fit better
YNAB	Powerful, but it stays a project — categories to learn, envelopes to refill, every month a reset. Opening it always means homework.	No monthly reset. No envelopes to refill. Your plan follows each paycheck on its own — open the app and there's nothing waiting for you.
Honeydue	Great for couples seeing accounts in one place — but it doesn't help you decide what each paycheck should do.	Piggy Banks turns shared income into shared decisions — before anyone has to ask "can we afford this?"
Goodbudget	Envelope budgeting makes sense — until the manual entry and monthly rebuilding becomes the chore you avoid.	Transactions sync and sort themselves. Piggies fill on their own each paycheck. No monthly reset.
Monarch	Broad financial dashboard, but it shows you the past in monthly buckets — not what your family can spend today.	Built around your paycheck rhythm, not the calendar. Always shows what's safe to spend, right now.
Spreadsheets	Flexible, but fragile. Someone has to maintain it — and most of the time, no one does.	A living plan that updates itself each paycheck. No formulas to babysit, no tabs to forget.

If you tried

YNAB

The usual problem

Powerful, but it stays a project — categories to learn, envelopes to refill, every month a reset. Opening it always means homework.